I read through some blog posts I wrote since COVID and was struck by how many changes our family has made in the last 18 months, and grateful we had the financial freedom to make them.
- We chose to not have me return to my library job in a school setting last fall because I would have been supervising unmasked kids at lunch. We were able to make this choice because of being debt-free.
- Once vaccines were becoming available I took a temp job at a hospital vaccine clinic. It paid well, I met great people, and ended up taking a permanent part-time job with that hospital system.
- Now I am riding the wave of opportunity as the hospital has many options for incentive pay due to being short staffed.
For me, one of the best reasons to be debt-free is it gives you more flexibility when life sends you unexpected situations. We were able to have me not work until vaccines were available, and when I went back to work I ended up in a better paying and more stable job!
The freedom to not work for 6 months led to some epic changes in our lifestyle, including a downsizing for the ages. That deserves its own post or two!