Category Archives: Conscious Spending

Speaking Up – Part of Frugality

From the children’s book “Electric Ben: The Amazing Life and Times of Ben Franklin”

One aspect of frugality is determining whether I am getting value for my money.  When a product falls short, I honor my finances by speaking up about it.  Today, it is easier than ever to reach out to companies.

Last week we had a bag of baked chips, and something was not right with them.  Some of the chips were extremely hard – in a break your tooth kind of way (thank goodness no one did!)  Perhaps the “dough” for the chips was rolled too thick, but it certainly delivered a sensation of ‘what’s in my mouth?!’  I wrote to the company using their website contact form and included all pertinent information from the package so they could pinpoint which factory these came from.  They will be mailing me a few free product coupons.

Solving a Mystery

Many years ago we used to purchase Silk soy milk in the shelf stable packaging.  We bought it frequently and starting having problems with it being gloppy.  It wasn’t expired, and it is shelf stable so refrigeration wasn’t a factor.  I wrote to the company.  They were concerned and wanted all of the information they could get.  Of course they also sent coupons for free product.  Some time went by and I received a letter from the company founder, Steve Demos!  He explained they had pinpointed and solved the problem, which had to do with how the package was being affected in shipping.  There were more coupons, and even a $10.00 bill from Mr. Demos’ own pocket!  I thought it was pretty neat that they took a real interest and responded in such a personal way.

Being Fair

I am normally an easy-going person who doesn’t like to make waves, but I know that when I use our money  to purchase something that is completely not acceptable, I honor the effort it takes to earn money by speaking up.  On the flip side, I honor other people’s work by not complaining just to get free stuff.  The consumer always pays in the end, so complaining that your Lucky Charms cereal didn’t have enough “purple hearts and yellow stars” costs us all.

Do you have any great stories about dealing with an unsatisfactory product?

Working and Unconscious Spending

Free-Downloads-Vector-Vintage-Stove-GraphicsFairy-redWith summer comes a break from employment for me because I work in a school.  This past year I worked more hours, and I am thinking about how that affected my behavior with our money.

All along we have been staying debt-free and working a budget, but even within that I can see an increase in ‘buying to get through the week’ kind of behavior – unconscious spending.  I can tell I haven’t been as mindful with money when I am afraid to see what the grocery spending looks like when I run a report in Quicken.  I haven’t run one in a long time, but did so tonight.  It was better than I expected, but lots of room for improvement.  When I get lax with our shopping and meal planning, it generally costs us about an additional 100.00 a month.

It’s easy to get in the mindset of picking up convenience items at the store, and saying ‘yes’ to impulse purchases, when you are so busy.  Yet, that isn’t really how I want to spend the money I go to work to earn.  What I dislike even more than the expenditure, is the unconscious part of the spending.  Unconscious spending to me means those expenditures where I say, “Looks good, I’ll pick one up.  Why not.”  Conscious spending is when I might deviate from my plan, but I do so with intention and joy (and a definite plan to use the item soon).

If any persons think some of the maxims too rigidly economical, let them inquire how the largest fortunes among us have been made.  They will find thousands and millions have been accumulated by a scrupulous attention to sums ‘infinitely more minute than sixty cents.’

-The American Frugal Housewife, 1832

Meccas for unconscious spending:  Whole Foods, Trader Joes, Fresh Market  All danger zones!  I don’t belong to Costco but I suspect that it also belongs on the list.

So, I am contemplating this summer how to find that balance come fall between minding the food expenses and not running around all weekend with coupons and grocery store flyers.  Your input is welcome!